Life Insurance
Term and whole life coverage to protect the people who count on you, or to cover final expenses.
By calling this number, you will be connected with a licensed insurance agent. Calls are answered by Dora or her office.
Term and whole life, side by side
| Feature | Term life | Whole life |
|---|---|---|
| How long it lasts | A set number of years, such as 10, 20, or 30 | Your whole life, as long as premiums are paid |
| Premiums | Lower to start; renewal later costs more | Higher, and typically stay level |
| Cash value | None | Builds cash value over time that you may be able to borrow against |
| Often used for | Paying off a mortgage, replacing income, protecting a spouse for a set period | Final expenses, leaving money to family, lifelong protection |
Final expense coverage
Final expense insurance is a smaller whole life policy meant to cover funeral costs, medical bills, and other expenses so family members aren't left paying them.
Many of these policies ask only a few health questions, and some don't require a medical exam.
Questions to think about
- Who would need money if something happened to you, and for how long?
- Do you want the coverage to last for life, or only for a certain number of years?
- What monthly premium fits comfortably in your budget?
Talk through life insurance with Dora.
She'll explain the difference in cost between term and whole life for your age and health, and what each would leave your family.
(818) 398-2896
Contact Dora
By calling this number, you will be connected with a licensed insurance agent. Calls are answered by Dora or her office.