Critical Illness
A lump-sum cash benefit paid directly to you if you're diagnosed with a covered illness.
By calling this number, you will be connected with a licensed insurance agent. Calls are answered by Dora or her office.
How it works
Critical illness insurance pays a set amount when you're diagnosed with a condition the policy covers, such as a heart attack, stroke, or cancer. Covered conditions vary by policy.
The money is paid to you, not to a doctor or hospital, so you decide how to use it.
How people use the benefit
- Deductibles, copays, and out-of-pocket maximums
- Travel for treatment, including a family member's travel
- Household bills while you recover
- Care at home or help around the house
Important. Critical illness insurance is not health insurance and doesn't replace Medicare or other medical coverage. Policies have limitations and exclusions, may not pay for conditions that existed before coverage began, and may have age limits on new applications. Critical illness plans are not connected with or endorsed by the federal Medicare program.
Talk it through with Dora.
Bring your questions, your doctors' names, and your prescription list. Dora will walk through your options with you, at no cost to you.
By calling this number, you will be connected with a licensed insurance agent. Calls are answered by Dora or her office.